Customer base and debt tracking for your store

Know who buys what, sell on credit without a notebook and see exactly who owes you and how much.

Everything about your customers in one place

Customer base

Name, phone, gender and birthday for every customer. Find anyone at the till by name or phone in seconds.

Purchase history

Every order and refund of a customer in one list: what they buy, how often and for how much.

Sales on credit (nasiya)

Sell on credit right at the checkout. When credit is allowed on the terminal, the customer's balance goes below zero and the debt is counted automatically.

Prepaid balance

Customers can top up their balance in advance and pay from it. Every top-up and charge is logged with the employee who made it.

Change on the balance

Instead of giving change, the cashier can put it on the customer's balance for the next purchase.

SMS about balance changes

On request, we turn on SMS so customers get a message whenever their balance or debt changes. SMS are paid separately.

Stop losing money in the debt notebook

Many stores still keep debts in a notebook: pages get lost, sums get disputed and nobody remembers who paid back. PUNCT keeps the whole history.

Exact amounts

The dashboard shows the total debt and the number of debtors, and the customer list can be sorted by debt.

Every change is logged

Who added a debt and who took a payment: the balance history shows every change.

Credit only where you allow it

Selling on credit is turned on per terminal, so only the tills you choose can give goods on credit.

Frequently asked

How do I sell on credit (nasiya) in PUNCT?+
Pick the customer at the checkout and pay from their balance. If credit is allowed on the terminal, the balance can go below zero, and that amount becomes the customer's debt.
How does a customer pay back a debt?+
An admin tops up the customer's balance by the amount paid. The debt goes down and the payment is saved in the balance history.
Is there a bonus or cashback program?+
Not yet. Today customers can keep a prepaid balance and put their change on it for the next purchase.
Which plans include the customer base?+
The customer base, balances and sales on credit come with the plans that include the client database on the pricing page.

More PUNCT features

Ready to see it in action?

Set up a 30-minute demo — we'll show you PUNCT on your type of store, answer any questions.